By The Nation
Chief executive Chatchai Sirilai said the move was in keeping with government policy to help lower-income people purchase homes.
The bank will help them create a bank statement through its mobile deposit machines, of which there are 100 already in operation, with 200 scheduled to be available by the end of this month.
Prospective home-buyers will be able to deposit their income via the machines and have a mortgage loan approved, Chatchai said.
The bank will offer them a lower interest rate, with monthly instalments not exceeding Bt4,000 on a residence valued at less than Bt1 million.
People earning Bt25,000 a month or less qualify for the scheme.
As of the end of June, the bank had issued loans worth Bt105.42 billion in total, up 53.67 per cent from the same period last year.
They cover 85,263 new accounts, of which 51,482 were opened by lower- and middle-income people receiving mortgage loans for residences valued under Bt2 million.