Thailand to showcase 3 finance initiatives at IMF-World Bank meetings on Oct 12–18
Thailand will present Paotang and Nok Krasip AI in Bangkok, showing how digital tools can help small traders manage businesses and access finance
- Thailand will showcase three digital finance initiatives at the IMF-World Bank annual meetings scheduled for October 12–18.
- The initiatives to be presented are the Paotang app, the Thais Help Thais Plus co-payment scheme, and the Nok Krasip AI assistant.
- The presentation aims to demonstrate how technology can help small businesses manage operations and improve their access to finance.
- A key feature highlighted is how sales data from the Tung Ngern merchant app can be used by small traders to support loan applications.
Thailand plans to showcase three digital finance initiatives at the International Monetary Fund (IMF) and World Bank Group Annual Meetings in Bangkok on October 12–18, 2026, demonstrating how technology can help small businesses manage their operations and improve access to finance.
Deputy government spokesperson Lalida Persvivatana said the examples would include the Paotang app, the Thais Help Thais Plus co-payment scheme and Nok Krasip, an artificial intelligence (AI) assistant available through the Tung Ngern merchant app.
Thailand’s presentation at the Queen Sirikit National Convention Center will focus on “Safe and Inclusive Digital Finance”, highlighting the use of technology to support the public and small businesses.
Bangkok Blueprint links financial access with security
Deputy Prime Minister and Finance Minister Ekniti Nitithanprapas has outlined plans to share Thailand’s experience under the Bangkok Blueprint framework, promoting access to financial services and capital alongside stronger digital financial security.
Thailand’s approach includes protection against fraud and cyber threats, in line with priorities identified by the Bank of Thailand.
Paotang and Nok Krasip support spending and business management
The Thais Help Thais Plus scheme uses G-Wallet within the Paotang app to support a 60/40 co-payment arrangement intended to ease living costs and encourage spending at small shops.
Nok Krasip analyses sales, customer behaviour, costs and business trends through Tung Ngern, helping traders make better-informed plans and manage their businesses, Lalida said. The government intends AI to strengthen traders’ capabilities rather than replace them.
Tung Ngern sales records can support loan applications
Actual sales recorded through Tung Ngern can help small traders without payslips or corporate financial statements demonstrate their business performance when applying for credit, Lalida said.
Recording sales through Tung Ngern does not guarantee loan approval. Financial institutions must still assess applicants’ eligibility and ability to repay under their lending criteria.
“The government wants technology and AI to create opportunities, rather than barriers, for working people, particularly traders and small business owners who can use data to manage their businesses and improve their access to finance,” Lalida said.
“Presenting Thailand’s experience at the IMF-World Bank meetings reflects the government’s commitment to developing safe and inclusive digital finance that supports sustainable growth in the grassroots economy,” Lalida said.
