Are Thai bureaucrats in cahoots with medical insurance companies?
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We expats are all told it’s important to buy health insurance. Yet I once figured out that the money I would spend in a lifetime on insurance would most likely far exceed the amount I would spend on medical bills. (While people laugh at me for being a vegan, I’m 68 years old and, except for the one time I was in an accident, I haven’t needed to go to a doctor in 15 years).
If insurance companies spent more money on us than we do on insurance they’d go broke. And then when you do get sick, they hire lawyers to find loopholes in your contract to get out of paying you.
You could be in the hospital with bills the insurance company refuses to pay. And because of all the thousands of dollars you paid the insurance companies, you may not have enough money left to pay the bills yourself.
Thai Immigration doesn’t give a hoot about the expats or the hospitals. They just want to make money for the insurance companies who are already clogging up my inbox asking me to buy from them.
Eric Bahrt
Chiang Mai
